Monday, August 29, 2011

Mortgage Monday: Renting vs. Buying

Renting v. Buying

The cost of rent often times exceeds what a mortgage payment would be.

Paying $1,000 each month in rent? For that amount, you could purchase a home for around $150,000!

While homeownership costs rose about 37% in the last decade, rent costs rose 50%!

Don’t have money to put down? There are multiple programs that allow you to purchase a home with 100% financing.

Don’t know how long you will be in the area? Don’t let uncertainty stop you from owning a home! You may end up staying in the area longer than you think – wouldn’t it be nice to own a home then? If you don’t stay in the area for an extended amount of time, you have the option to sell or even rent your home out.

Credit issues? Many times people don’t know their scores, but assume they are much lower than they actually are. If your credit score isn’t quite where we need it, I can generally help you repair it so we can get you in a home!

Contact me for more information and to get pre-approved for a loan!

Danielle Hifko

Mortgage Consultant

New American Mortgage

Cell 910-581-6398

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