Monday, October 31, 2011

What factors affect your mortgage rate?


What factors can affect your mortgage rate when applying for a loan?

-Loan program – VA, FHA, USDA, Conventional
-Amount of loan – when loan amounts approach $100,000 and under, the interest rate may be a little higher
-Length of loan – 15 or 30 years
-Fixed or adjustable rate
-Credit score
-Length of lock period
-Type of ownership – primary, secondary, investment
-Purchase or Refinance

Contact me today for more information!
Danielle Hifko
New American Mortgage
91-581-6398

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