Monday, April 2, 2012

Rental Properties


When applying for a new mortgage loan, what does the lender need from you when you have rental properties?

It is common for mortgage companies to require a copy of your current rental agreement.  They may also ask for a payment ledger from a property management company if it is maintained by a third party.

If you are moving from you current residence that will become a rental property, the mortgage company may require extra documentation that includes rental agreement, copies of first rent check and security deposit, and proof of deposit into your account.  Again, if it is managed by a property management company, they may require documentation from the management company that it has been received.

Contact me today for more information!

Danielle Hifko
New American Mortgage
90-581-6398

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