Can you obtain a mortgage without a social security number?
No - to obtain a mortgage you must have a social security number. You must also have a valid work visa.
Do you have to be a US Citizen?
No – if you are not a US Citizen, you must be a permanent resident alien, and must provide your resident card.
Contact me today to get pre-qualified for a new mortgage or to refinance your current home!
Danielle Hifko
New American Mortgage
910-581-6398
Monday, January 30, 2012
Wednesday, January 25, 2012
Our Builders Build Masters Down!
Our preferred builders have stepped up to the plate and designed 6 amazing floor plans all with the Master Suites downstairs! Each builder has added their own unique twist on the master down floor plan. Grab a cup of coffee and enjoy the designs and variations of master down. We know you will find what you are looking for!
Benson Manor, 2,900+ sq ft
Holly Springs, 2,800-3,100+ sq ft
Savannah, 1,900+ sq ft
Gabriel, 1,751+ sq ft
American Homesmith
Benson Manor, 2,900+ sq ft
Holly Springs, 2,800-3,100+ sq ft
Williamsburg, 2,700-3,000+ sq ft
70West Builders
Savannah, 1,900+ sq ft
Berkley, 3,000+sq ft
VA Builders Inc
Gabriel, 1,751+ sq ft
Don't spend anymore time and gas driving around in search of master down floor plans, American Homesmith, 70West Builders and VA Builders Inc have already done the work for you!
Monday, January 23, 2012
Military Free Credit Report
Free Credit Report for Military
There is a website available online to active military and
their spouses that offer a free look at your true FICO score. Check out http://www.saveandinvest.org/MilitaryCenter/. This website also provides information
on saving and investing money.
Call me today to get more information!
Danielle Hifko
New American Mortgage
910-581-6398
Thursday, January 19, 2012
Changes happening with Fannie Mae and Freddie Mac
Fannie Mae and
Freddie Mac Changing!
In December 2011, Fannie Mae and Freddie Mac tightened up
their lending guidelines. This
affects all loans, but the biggest affects have been seen in VA loans.
What is Fannie Mae
and Freddie Mac?
Fannie Mae and Freddie Mac are "government-sponsored
enterprises" (GSEs). This means that they are privately owned, but receive
support from the Federal Government, and assume some public responsibilities.
The GSEs provide a secondary market in home mortgages,
purchasing mortgages from the lenders who originate them. They hold some of
these mortgages, and some are "securitized" -- sold in the form of
securities which the GSEs guarantee.
The two GSEs today are among the largest corporations in the world.
The two GSEs today are among the largest corporations in the world.
Contact me today for more information or to get qualified
for a mortgage!
Danielle
Hifko
New American
Mortgage
910-581-6398
Saturday, January 14, 2012
Welcome Home to an All Inclusive Community
Be apart of a community that offers a variety of activities, neighborhoods and floor plans so there is something for everyone. And don't forget the affordable HOA fees, only $78 a month for full access to the pool, walking nature trails, playground, upkeep of all the common grounds and the rate includes each homeowners sewer, so no need to worry about the upkeep of a septic tank : )
Check out this flyer that highlights one of our many move-in ready homes built by 70 West Builders. The Palmetto is a perfect example of modern living at an affordable price!
Check out this flyer that highlights one of our many move-in ready homes built by 70 West Builders. The Palmetto is a perfect example of modern living at an affordable price!
Tuesday, January 10, 2012
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